Private Education Loan Consolidation

One of the best ways of reducing your student loan burden is through consolidation. Students with multiple education loans can use this method effectively, to reduce their overall financial load. There are many financial institutions who offer assistance in this consolidation process. In this article, you will find some tips on how to go about the consolidation process.
Education is a very costly affair today. Especially, if you are opting for professional courses in engineering and management, the cost of education makes it inevitable that you borrow a student loan. Sometimes, the fees for courses cannot be covered in a single educational loan and multiple loans have to be opted for. The repayment period for educational loans are generally quite long.

However, invariably, managing multiple loans is tougher than a single education loan. This is obviously because the interest rates vary and the payment terms of each loan are different. Paying multiple monthly installments puts a lot of pressure on your finances. It also makes your budget planning complicated, as each individual loan has a different repayment plan and therefore their monthly installment due dates are different. Moreover, most private educational loans have a fluctuating interest rate! Therefore over the period of repayment, you may end up paying substantially more interest and even more if you are repaying multiple loans.

Some people may suggest clearing your debt using a credit card with a high credit limit. This would be a bad idea! Do not fall for the credit card trap. The interest rates offered by credit cards are very high compared to a bank loan interest. Plus, having such a high borrowed amount is not good for your credit history. In short, student loan consolidation using credit cards is a recipe for disaster.

The better way out of this is private educational loan consolidation with banks and other financial institutions. Let us see, how private educational loan consolidation can solve your problems effectively.

Private Education Loan Consolidation Facts

Private educational loan consolidation is largely dependent on your credit history. A good credit history increases your chances of getting a consolidated loan.
Let it be known, that you cannot consolidate federal education loans with private educational loans.
To be eligible for private educational loan consolidation, most financial institutions require that you must have student loans amounting to at least $7,000.
To participate in the private educational loan consolidation program, the student must have finished the educational program for which he borrowed or ceased studying.

Tips on Consolidation of Educational Loans
Here are some tips regarding how to effectively manage educational loan consolidation.

Research you Credit History
Research your personal credit history and look up your credit rating from the national information database. You can obtain it from sites, which offer a credit rating report online. If your credit points are substantially higher than what they were when you borrowed the loan, your chances of getting private education loan consolidated, are higher!

Negotiate with Current Lender
If you have borrowed multiple loans from a single lender, ask them to consolidate your loans into a single loan. The lender may agree to this proposition, if your credit rating has improved over time.

Negotiate with New Lender
Another option is to go to a new lender and submit your credit history report. If the lender is satisfied with your improved credit rating, he may offer to consolidate your loans. The new interest you will have for the single consolidated loan will depend upon the interest rates of your old individual loans. The repayment period will also be reset according to the consolidated loan amount. The advantage of private educational loan consolidation is that you may get a longer repayment period for this single loan.

Hope this article has given you an idea about what private educational loan consolidation is and how it works. To avoid later complications, always research and thoroughly examine your options before going for a loan. Initial thought may save you from all the complexities of later loan consolidation!
Read more at Buzzle: http://www.buzzle.com/articles/private-education-loan-consolidation.html

How to Hire an Art Consultant

Art consultants are creative and business-minded professionals who master the skill of identifying the best artwork as per their clients’ needs, and/or showcase the best art talent in the market. You must consider hiring these experts if: 1. You are an artist who wants to channelize his focus and gain exposure among the real dealers, to accentuate your career; 2. You need their expert advice for the interior décor of a corporate organization; 3. You are a wealthy admirer of art, and wish to collect some extraordinary masterpieces for your personal collection.

Dealing with art is an upscale affair, and most players in this market―gallery owners, visual arts organizations, corporate and private collectors, artists―seldom function without the assistance of a qualified art consultant. For buyers, a qualified adviser not only helps to get the right artwork as per your taste, but also helps you through the buying, insurance, valuation process, and more. If you are an artist, the assistance of a consultant may help you project your work at the right place in the right manner, and also guide you in terms of creating and incorporating ideas that are in vogue among buyers as per the latest trend.

How to Choose an Art Consultant

First off, determine why you need the services of a consultant, or to be more specific, what are the goals you wish to achieve with a professional assistance as this. A qualified and worth-hiring consultant will come with loads of experience, education, and perhaps will be a private collector, as well. This business is all about contacts and long-term relationships with the dominant rulers of the market, and an art adviser knows his way well through the otherwise high-flown and complicated process. The expertise is a result of years of education, experience at working in art galleries, auctions houses, and working for private dealers. In other words, these professionals know the rules of the game, inside out.

You’re going to be dealing with art, and mind you, understanding art is not an overnight process. Therefore, be prepared to go through the following points to brace yourself for this task.

1. Ask for Referrals

If you’ve been there in the market for some time, it wouldn’t be difficult for you to seek a few referrals. Visit art galleries and auction houses, or speak to some museum professionals, and you are sure to find some referrals, perhaps even meet them in person! You can also start by visiting or browsing through the Association of Professional Art Advisors and the Art Dealers Association of America to get some authentic referrals. Why we say so is because not everyone who claims to be an art consultant is actually an art consultant! You have to be wary of the fake imitations.

2. Use the World Wide Web

After you have got some names and referrals, it would be better to know more about the consultant(s) through their website, blogs, and other sources. Add them in your social network. Subscribe for their newsletter. Check their credentials and affiliations. Or, if possible, follow them on Twitter! All this would also tell you of the type of art they specialize in. Yes, not all consultants would be suitable for your need. While some would have their specialization is modern and contemporary artwork, others would be well-versed with the French Renaissance art. To ensure that you hire the right person, it is crucial for you to do your homework, which is discussed in the next point.

Tips on How to Start Homeschooling

Education is probably one of the best gifts and privileges that you can give to your children. While there are many good schools out there that you can enroll your child in, there is also an option to homeschool him or her. Despite the fact that not many parents make that choice, homeschooling can prove to be as effective as a traditional school as a learning tool – if, of course, done the right way. Parents need to be aware that this is a full-on role of becoming both parent and teacher to their children. If this is all okay with you, you then need to learn how to start homeschooling your child.

However, homeschooling does not mean that you drastically take your child out of the room and bury him or her into work. In fact, experts recommend that you don’t do anything straight away – instead, you should provide your child an area to relax. If any, reading books together should be your focus. This allows the child to make a smoother transition from an actual school to studying at home.

You yourself should also be familiar with guidelines and tricks on how to start homeschooling. Read up on reference materials, and get together with other parents who have experienced doing a similar thing. Get feedback and input from them and incorporate the suggestions you find will be more effective for your kid. Be aware of the homeschooling laws in your state. While it is legal in most, if not all, states, there might be some local organizations or schools that may not necessarily be on the same side.

Next, you’ll need to customize your home-based curriculum in terms of your child’s interests. Learn to explore different fields of study that many not necessarily be included in most schools’ curricula. Your child may have an area of interest that you could possibly add into your study schedule so that he is motivated and will look forward to what each session has in store.

Learn to be creative! This is the key skill that any parent or teacher must possess. Children have relatively lower attention spans than adults, and so keeping their attention rapt and focused on the lesson is of the essence. Get input from local teachers and learn from their techniques, as they experience this year after year with their classes.

Tips To Nail Your Next Essay!

How to write an essay with fetches you the grade you always aspire for? The students after completion of their school education take admission in any institution or in any professional degree course. The MBA is also a professional course seeking scientific approaches towards business management and is internationally recognised. The students, who want to make their career in the field of management and business, take up Masters of Business Administration. This course covers different areas of business like human resource, marketing, accounting, finance, etc.

Should I Learn How to Write An Essay In My MBA?

Well if you want lucrative job and a secured future, yes, you must! No matter what you do in life you must know how to write an effective essay to expand your horizon and progress in life.

Here Are The Few Tips For Effective Essay Writing:

  1. NO HEADINGS PLEASE: Since there will be no headings and no bullet points in this, you must be very sure of how to change the topic and how to manage the information flow throughout.
  2. CHOOSE THE CORRECT TOPIC: The choice of an appropriate topic is must for fetching high grade in your essay.
  3. STICK TO THE MARKING CRITERIA: Guys whatever you do stick to the marking criteria, ofcourse you may know less about one topic and more about the other, but don’t stretch it and keep it as per the marking criteria.
  4. KNOW WHAT YOU ARE ARRIVING AT: Unlike report, in an essay without headings, it is very easy to get lost and not reach you plan to reach at. Mentioning the important points are necessary and not getting lost in it is equally necessary.
  5. CORRECT REFERENCING: Choose the correct style of referencing! APA, MLA or Harvard, master it and do it correctly. References do affect a lot of marks!

 

But Why Would You Need Essay Writing Service?

The students from all over the world can take admission in any of the given courses or field, as per their professional requirements. The students have to produce a flawless assignment, essay, dissertations, etc, which are a part of their curriculum in any of the MBA course pursued. This is where the need for our essay writing service comes into picture. The assignment help hub provides the students with the top notch MBA editing services as well as MBA essay writing service, and that too at the lowest prices in whole of Australia, UK & USA.

 

Take the above mentioned tips and you sure are going to nail your essay! The assignment help hub is the only help services provider in UK, US as well as Australia offering the students with the cheapest essay writing service in the whole market. They are gaining prominence among the students because of their qualities including the low prices, talented professionals, all time customer support, meeting the deadlines, fetching good grades, etc. More than this, there are a lot of offers listed for new as well as old customers. Chat with Melissa today and know you too can nail your essay with one click! HD grade is our guarantee at the lowest price in the market.

How to write an essay with fetches you the grade you always aspire for? The students after completion of their school education take admission in any institution or in any professional degree course. The MBA is also a professional course seeking scientific approaches towards business management and is internationally recognised. The students, who want to make their career in the field of management and business, take up Masters of Business Administration. This course covers different areas of business like human resource, marketing, accounting, finance, etc.

 

Should I Learn How to Write An Essay In My MBA?

 

Well if you want lucrative job and a secured future, yes, you must! No matter what you do in life you must know how to write an effective essay to expand your horizon and progress in life.

 

Here Are The Few Tips For Effective Essay Writing:

 

  1. NO HEADINGS PLEASE: Since there will be no headings and no bullet points in this, you must be very sure of how to change the topic and how to manage the information flow throughout.
  2. CHOOSE THE CORRECT TOPIC: The choice of an appropriate topic is must for fetching high grade in your essay.
  3. STICK TO THE MARKING CRITERIA: Guys whatever you do stick to the marking criteria, ofcourse you may know less about one topic and more about the other, but don’t stretch it and keep it as per the marking criteria.
  4. KNOW WHAT YOU ARE ARRIVING AT: Unlike report, in an essay without headings, it is very easy to get lost and not reach you plan to reach at. Mentioning the important points are necessary and not getting lost in it is equally necessary.
  5. CORRECT REFERENCING: Choose the correct style of referencing! APA, MLA or Harvard, master it and do it correctly. References do affect a lot of marks!

 

But Why Would You Need Essay Writing Service?

The students from all over the world can take admission in any of the given courses or field, as per their professional requirements. The students have to produce a flawless assignment, essay, dissertations, etc, which are a part of their curriculum in any of the MBA course pursued. This is where the need for our essay writing service comes into picture. The assignment help hub provides the students with the top notch MBA editing services as well as MBA essay writing service, and that too at the lowest prices in whole of Australia, UK & USA.

 

Take the above mentioned tips and you sure are going to nail your essay! The assignment help hub is the only help services provider in UK, US as well as Australia offering the students with the cheapest essay writing service in the whole market. They are gaining prominence among the students because of their qualities including the low prices, talented professionals, all time customer support, meeting the deadlines, fetching good grades, etc. More than this, there are a lot of offers listed for new as well as old customers. Chat with Melissa today and know you too can nail your essay with one click! HD grade is our guarantee at the lowest price in the market.

Tips to Stop Living Paycheck

The root cause of most of our problems, is that we are never satisfied with what we have. We want more. And more. And more. And some more… It just doesn’t stop, this wanting. Which is OK. But, what’s NOT OK, is the instant gratification of these wants. Actually, that could be termed OK too, as long as you are spending within your means. So what is it that is not OK, you ask? Well, it is when you are spending beyond your means, to live the way you want to. When you do not have the money, yet you spend on that extra purse, or cell phone, or that gorgeous dress, or a new car, or whatever. Before you know it, you have used up your money in debit cards, so you turn to your credit cards, reach your credit limit, and now you have those terribly annoying warning letters, flooding your letter box and crowding your email. Reminds you of the movie, Confessions of a Shopaholic? There is a very thin line between living paycheck to paycheck, and the above described scenario. It can vanish far too easily, and before you can say ‘damn’, you’ve been hauled into the credit bandwagon. The only way to prevent this from happening is to change your spending habits, and start saving now. Let’s look at some easy ways to earn quick money in times of need, and then we’ll take a look at how to avoid such situations.

This is a quick way of getting some cash in your hand, as well as get rid of all the things in your house that you no longer need. Thinking practically in such cases, is more beneficial than thinking emotionally. Avoid storing unnecessary junk, furniture or knickknack in your house that occupies space, needs maintenance and does not serve any purpose. Best to give it away to someone who can find good use for it. You don’t need any money to host a garage sale, and it is the best way to kill two birds

Small home businesses that require no/ very little investment, can be a great way of adding to your income. Maybe you could start selling your paintings, if you are good at drawing and painting. Or if you have good culinary skills, then you can try making and selling cakes or other food stuff. If you are interested in photography and have a personal photo collection, you can also try selling your photos to magazines or newspapers. Or you can babysit for people’s kids for a couple of hours every day, like a mini creche. If you have other hobbies that can help you make money, cash on them.

If you are good with the written word, there are sites that allow you to generate content for them, for some pay. Or, you could get a temporary job at a department or food outlet, for a couple of months to tide you over. There are many other small jobs that you can take up, like working at a library or a bookstore, or take part/ volunteer in clinical research studies at a local hospital, take care of people’s houses when they are out-of-town (water their plants, clean their houses, mow their lawns etc.) Start a blog or monetize your already existing blog, walk people’s dogs for them, clean driveways, shovel snow, etc. You can come up with a lot of ideas once you get started.

Starting coaching classes in your home is a great way to supplement your income. Start classes of subjects which you like and are good at. Guitar classes, Math and English classes, arts and crafts classes for kids, etc. The options are endless. Put all your creativity and talents to good use, and spread the knowledge. This can also turn out to be a successful way of self employment, and a great long term venture as well.

tips to gear up for MCAT Exam

The MCAT (Medical College Admission Test) is a highly standardized technical assessment that holds the key to your career in medical sciences. The purpose of the test is to provide students with an opportunity to get acquainted with relevant core topics and interpersonal skills such as problem-solving skills, critical thinking and analysis, etc.

The enrollment process for the test will commence few weeks prior to the exam date. It is vital that you draw a detailed plan of how many hours or days you are going to provide for each subject and its specific areas to gear up for the exam. Here are some effective tips that will help you gain a command over your Online MCAT Classes activities without wearing yourself out.

Have a calendar for all subjects

It is essential that you draw up a calendar with each date allotted to the study and revising of specific areas. This will ensure that you are covering all the topics important to the subject well before the exam date. Failing to plan this calendar for your MCAT preparation is a sure recipe to ultimate failure in the exams. Strengthen your conceptual knowledge with timely clarification from lecturers and know your progress level with Online MCAT Prep.

Take mock tests to gain insights on your performance

The exam date might be few weeks away, but you can definitely give yourself a real-time exam like experience with mock tests. There are a handful of Online MCAT prep classes that provide free mock tests. Find them, attend a couple of tests and evaluate your performance with scorecards that show how well you have fared in each subject. In case, you find it difficult to attain mastery over specific subjects, enroll for online MCAT courses where lecturers will attend to all your queries and clear them with ease.

Engage in discussion with student community

Perhaps the biggest source of information for your MCAT preparation will be student communities. You can find thriving student communities in both online and offline platforms. Interactive discussions with fellow students will increase your awareness about the topics and how they have been dealt with in the past. Further, you will also make some friends to bank upon for emotional support when the exam panic kicks in. Most online MCAT prep classes do set up an ideal environment where students can mingle and exchange information about the latest topics related to the test.

Selecting the right place for your study

Online MCAT prep classes do wonders to a working individual. They bring the entire classroom setup to your screen. You can study anytime, anywhere without any hindrance. However, be cautious to select a place where you can sit and study in peace. It could be a library or your bedroom, but ensure that the place is clutter free, noise free. It must have an ambiance that will keep you focused. Well lit, airy and quick reach to all study materials are must-haves for your ideal study location.

With these effective tips you can build your confidence to take on the grueling MCAT.

How to Work in Groups in Online Study

A lot of students now opt to study online because of the sheer convenience that this medium of education offers. However, studying online has its own challenges. You have to be a motivated individual who is dedicated and keeps up with the online classes and assignments, and collaborates with other individuals to form study groups for better understanding of the subject. Now you’re probably aware that study groups are one of the many ways that enhance the process of learning and assignment completion. However, how does this process function online? How can you ensure that you find like-minded individuals who are as dedicated as you? Here, we provide you with a few tips that tell you how to work in groups in online study successfully.

Tips for Online Group Work

An online study group allows students from all over the world to conduct virtual meetings. More often than not, it is the online university website that offers students the opportunity to develop forums for various subjects. A group is created and moderated by one student who then monitors who can be a part of the group, and the different discussions that are occurring in the forum. This medium is extremely advantageous for students who are bound by time and cannot spend too much traveling and meeting everyone personally. But can virtual group study be as effective as real group study? Yes it can, if the following tips are adhered to.

Be Proactive
As mentioned earlier, in order to benefit from online group study, you have to be an active member of any forum you join or create. Not only will you be exposed to a multitude of perspectives of different people from different parts of the world, you will also be able to offer your opinion and point of view on a subject. This will make the entire study session more interactive and thorough.

Seek other Proactive Students
Again, not only you, the other students who join the study group should be as proactive as you are. There are a lot of individuals who join study groups just to benefit from what is being discussed, but do not participate in any way. Such individuals should not be allowed to be parts of such groups because it is unfair to those who are really putting in an effort to make the process of combined study work.

Keep Discussion Groups Small
When a discussion group is overcrowded it becomes difficult to monitor ongoing discussions and dissuades students from participating in the group. As such, these groups should be limited to 4-6 committed individuals who regularly update discussions and keep the group active.

Meet Online Regularly
All group members should decide a specific time (considering all time zones) to meet online on specific days. This is so that discussions can occur simultaneously and time isn’t wasted waiting for an answer from the others. A lot of groups tend to meet on Skype or such messengers where conference calls can be easily made. Moreover, Facebook pages are also created to make this process simpler. Just ensure that every member is comfortable with whatever medium of communication you choose.

Define Member Roles in Group Meetings
Before you meet online ensure that every group member has been given specific material to prepare and provide inputs on so that you can have active and meaningful discussions. They should also be given a role to play. For instance, there should be one individual who will initiate group discussion, while another one will ensure that the discussion remains on track. Another individual should be responsible for keeping a record of the chat or the discussion and for recapping the discussion in the next online meeting.

These are some great tips that will ease the process of working in groups in online study. Remember that it is definitely more challenging to collaborate such a group and work effectively; but to be able to bring together different people from different parts of the world to communicate and study together at their convenience is also one of the biggest advantages of online learning. Use this medium well to make the most of it. Be prepared to meet people of all kinds. You will find that this is a highly enriching process.

Tips on How to Take Notes

Active listening in the class and jotting down notes on a paper is a skillful task and it is not everyone’s cup of tea. Making notes from books and lectures can become fruitless, if not it is not properly made. This article will tell you some quick tips about how to take notes skillfully without skipping any significant information. While taking notes from the source, bear in mind that you pay attention towards whatever you are jotting down on the paper. Make a compressed and accurate record of information along with various opinions and your observation on the subject. Resist writing every word of the lecture or copying long excerpts from books. Always try to write down the words in your own words, it will make memorizing notes easy before the exams. Many a people are in habit of taking notes and leave them untouched until the exams. So, do not commit this mistake. It can affect your study during the exams. Writing notes and not revising them will make your work hard go in vain. Therefore, make a habit of revising the notes as soon as possible after writing it. This is also one of the effective memory techniques. Make yourself accustomed of revising notes instantly after the lecture, the reason it that, you will remember important points of the lecture. It would be advisable to rewrite or type the notes within 24 hours of the lecture to make them organized and clearer. Keep all the points separate, do not write in continuous prose, and use abbreviation, it will make lay out look clearer and neat. Organized notes’ layout notes will help you in assessing and understanding the material easily. Quote example with every significant point, it helps in memorizing it as well as gives wider understanding of topic. Scholars and toppers in schools and collages follow note-making techniques that help them in excelling in their studies. However, there are other reasons such as sharp brain, disciplined study schedule, hard work and high level of concentration that help them in standing in the first position. In spite of hard work, some students are not able to make a mark like high-grade holders. It may be due to drawbacks like problem in memorizing and lack of concentration. There are various types of smart drugs available in the market that can improve learning, increase concentration, and helps in retrieval of memory. In addition to that, it is also enhances alertness, mental energy, verbal memory, and overall health. At last, the important tip for all the aspiring students is that there is not sort cut to success, the medicine will only help in memorizing the notes, and rest is your hard work. Long usage of it can cause some side effects, therefore, before taking any drug consult your physician only he can guide you the best.

Tips on Writing a Note to Your Boss

We so often get caught up with our hectic schedule and accompanying work pressures, that we forget to take some time out to appreciate the people who have helped and encouraged us. It is true that typically, all bosses at work have a stern aura around them, but behind this facade, most of them are compassionate mentors and facilitators who lead a team towards its goal.
When is the Best Time to Write a Thank You Note?
When exactly are you supposed to say thank you? Well, the answer is pretty simple – say thank you when you know in your heart that your boss has helped you, encouraged you, inspired you or has simply been a positive influence in your life. If you are not sure when you could write a thank you note to your boss, here are some situations, which call for one:

Your boss assigns you an important project, which you’ve been waiting to work on. This is a big boost for your career in terms of progress and job satisfaction.

Your boss applauds your efforts and congratulates you on having performed beyond his/her expectations.

There was a family emergency. Your boss not only granted you a leave period, but also managed to find someone to stand in for you.

Your boss has granted you the resources which you needed for a particular project.

It is time for you to leave your company and thank your boss for the wonderful work experience you’ve had.
Here Are Some Examples…

Handwritten or Email
Although writing a thank you note is personal, handwritten notes may seem a tad unprofessional. Go with emailing your boss instead, with a typeface that is decipherable (say Times New Roman – 12).

The way you want to address your boss depends on the kind of working relationship you share. If you address your boss by her/his first name, feel free to do so in the email, but if you call him/her as Mr. XYZ or Mrs. XYZ, use the same in the thank you note.

Keep the thank you email short and sweet. Don’t expect your boss to spend more than 20 seconds reading what you’ve sent. However, make sure that you don’t make it too short either, and of course include the reason for thanking him/her.

Again, this depends on your working relationship. If the usual interaction is quite informal, then you can end it with ‘Appreciate it’, ‘Thanks a ton’ or if you want something more formal – end it with a formal ‘Thank you’, followed by ‘Yours sincerely’ or ‘Respectfully yours’.
A simple gesture of appreciation can help to improve relationships at the workplace. Expressing gratitude is a dying habit in these times when we’re easily taking each other for granted. By acknowledging a helping hand, you’d only be preserving a gracious mannerism that is possibly on its way out of our lives.

Tips For Success For Engineering Students

Engineering courses have been in great demand since the last 6 to 7 decades and continue to be so. Engineering is a challenging stream no doubt and those who opt for it and even manage to get through the difficult admission process still feel a bit apprehensive. They really have to gear themselves up for hard work, dedication, commitment and struggle for three years. In spite of efforts there are some who fail to succeed. Some even quit halfway if they cannot keep up the rigid and tight schedule. Once they keep backlogs they are unable to catch up with time and remain lagging until they are compelled to give up. There are little things that matter much but they help you a great deal in being a successful engineering student.

        Here are 10 tips that will help you to become a successful engineering student:

  • Be regular and punctual from the beginning. Attending classes regularly is very important. There is no greatness in bunking classes. Do not be influenced by friends in this regard.
  • Reserve 2 hours in early morning and 2 hours as per your convenience in the late evening or night for studies. Develop the habit of daily studies. Do not miss a single day as far as possible.
  • Take some time off daily for watching TV or taking a walk. Mix with friends. Help them whenever possible so that they will also help you.
  • Do not stop indulging in your hobbies and interests. Play the games you like to play or listen to music. Occasionally you must watch a play or a movie. Time spent thus is not wasted; you need change to maintain your mental balance.

  • Participate in conferences, seminars, competitions, workshops etc. It helps to enlarge your sphere of experience. It also boosts your confidence. Awards and certificates add weight to your resume when you seek jobs.
  • Do not read only for study. Visit the library daily and go through magazines, newspapers or novels that you like to read.
  • Be ready for hard work. Consistency in hard work makes a lot of difference. A couple of years dedicated to study are going to change your entire life. These 2-3 years are crucial.
  • Select your company carefully. Remain far from friends who do not care for studies or who have different ideas.
  • Use money carefully. Do not squander the money earned hard by your parents.
  • Be honest with your parents regarding marks, report cards etc. do not deceive them; your parents are the ones who are always going to be by your side.